AIA Vitality Insurance Premium Discount
You could enjoy up to 15% discount off your annual insurance premium for the AIA Vitality Series insurance plans as you achieve a higher AIA Vitality Status.
What You Need to Know
Enjoy an instant 10% discount off first-year insurance premium when you buy any of the following AIA Vitality Series insurance plans.
Premium discount is only applicable to the standard premiums of selected AIA Vitality Series insurance plans (including basic and add-on plans) and shall not apply to any extra premiums due to loading. Some of the other selected AIA Vitality Series insurance plans may provide offers other than premium discount.
AIA Vitality Series Insurance Plan
Insurance Plan Type
Accident & Other Protections
After the renewal of the AIA Vitality membership and at each policy renewal year, this discount could increase or decrease according to your AIA Vitality Status. The higher your AIA Vitality Status, the greater the percentage of discount you will enjoy. Here’s how the AIA Vitality Insurance Premium Discount works.
Discount in the 1st year: 10%
Discount in the 2nd year onwards is based on your AIA Vitality Status:
AIA Vitality Status
Status-based adjustments at each policy renewal year
Discount percentage increases by 1%
Discount percentage remains constant
Discount percentage decreases by 1%
Discount percentage decreases by 2%
Here’s an example of how much discount an AIA Vitality member can enjoy based on the annual status adjustments:
John bought his first AIA Vitality Series insurance plan – Super Good Health Medical Plan 2 and signed up for AIA Vitality membership. He enjoyed an instant 10% premium discount in year 1. On the first anniversary day of his insurance policy, he has Gold AIA Vitality Status, so his premium discount remained at 10% (same as the previous year, no change). On the second anniversary day of his insurance policy, his AIA Vitality Status dropped to Silver, so his status-based discount dropped to 9% (10% as per the previous year – 1%). On the third anniversary day of his insurance policy, he has Platinum AIA Vitality Status, and his premium discount increased to 10% (9% as per the previous year + 1%).
The maximum insurance premium discount is 15% and the minimum premium discount is 0%.
Even at a 0% discount, the cost is no higher than a non-AIA Vitality member would pay.
For more details, you may consult your AIA Financial Planner.
Join AIA Vitality now to enjoy a wide range of benefits and start earning AIA Vitality Points.